Edinaldo Vicente de Oliveira and Anderson Tenório Sergio. 2026.
AUC Is Not Enough: A Utility-Aware Comparison of XGBoost and Multi-Task FT Variants for Proxy-Prescriptive Credit Modeling. In Anais do XXIII Encontro Nacional de Inteligência Artificial e Computacional, outubro 19, 2026, Cuiabá/MT, Brasil. SBC, Porto Alegre, Brasil, 2313-2324. DOI: https://doi.org/10.5753/eniac.2026.31575.