Data Integration with Open Finance for Personal Financial Management

• Lucas Martins de Barros UCS
• Helena Graziottin Ribeiro UCS

DOI: https://doi.org/10.5753/erbd.2025.7373

Abstract

The amount of financial institutions combined with the diversity of platforms and applications of these institutions make personal financial control increasingly challenging. Customers with multiple bank accounts, often in different financial institutions, have their financial information very dispersed, making it difficult to consolidate and analyze their own data. The objective of this work is to build a data engineering pipeline for integrating real financial data of an individual in more than one financial institution based on the Open Finance standard. A mobile application prototype was developed to display the integrated data.

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